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Last week we talked about starting an emergency fund to help pay for unexpected expenses to help keep us afloat during times of financial hardship. Today at Ramoney we’re going to talk about differentiating between wants and needs to help develop responsible spending.
Photo by Gonzalo Barrientos
15 years ago my father handed me the book How to Win Friends and Influence People by Dale Carnegie. It may seem cliche to say it changed my life but I’m going to say it anyway - It changed my life! Before that book I was a walking mass of anti-social behavior that didn’t look other people in the eye and cared only for my selfish interests. In other words - I was a teenager.
This weeks Manival features this little blog’s article How to jumpstart an engaging conversation. The manival is hosted by A Good Husband this week. Check it out for some great articles.
“Finances? Hey wait a minute? I thought this was a Self-Improvement blog, be the best that you can be and all that stuff?”
Let me explain. Try as we might, money is a factor in the equation of life. And to improve oneself, you need to take a look at your financial aspect also.
In this regard every Monday Ramoney will explore ideas to improve ones financial outlook. Here is the first:
photo by: discoodoni
In the dictionary, the word promise means “pledge to do, bring about, or provide”. A simple definition, but a powerful message. We make promises all the time:
The other day Angie, a friend of mine said she wants to lose weight. She knows how to eat healthy and works out regularly but says motivation (or lack thereof) is a constant concern. So in no particular order, here is Ramoney’s 15 steps to motivate you in your quest to lose weight. Angie this post is for you, and to all of you out there who need a little push.
photo by: greefus groink
When you’re smilin’….keep on smilin’
The whole world smiles with you
And when you’re laughin’….keep on laughin’
The sun comes shinin’ through- Louis Armstrong.
It’s no secret that everybody wants to be liked. The need to bond with another and make connections is strong, it’s human nature. But how do you go about it? I suggest starting with the basics: Smile often, smile a lot.
photocredit: pasotraspaso
Thanks to Helen Steiner Rice (1900-1981), for writing this inspirational piece, and to my good friend Robin, who introduced it to me.
For anybody, meditation can be a daunting challenge. Sit still, concentrate on your breath, clear your mind, and focus at the same time can be quite the mental workout. And as with all workouts, it is often asked how long should you do it for? While there is no set time, 5 to 10 minutes seemed like a good starting point. But keeping track of the time proved too much of a distraction. Opening my eyes to look at my watch broke my rhythm, and having the alarm clock go off didn’t feel natural. So out of necessity the 21 breath rule was born.
photo by Ayoumali
Do you sometimes think your life didn’t turn out the way you wanted it to? “If only X happened or Y didn’t, things would be much better for me today.” “I am so unlucky, only bad things happen to me.” ”People are out to get me.” Or ”Why can’t I be more successful at my job? Money? Love?”
Any of the above sound familiar? All of the above have negative connotations but they all have a common denominator - You. I’m also here to tell you that every good thing that’s happened all have one thing in common also - this again is you.
